Integrate seamless Direct Debit, Virtual Accounts, and bank transfer solutions with 3WC's robust API platform. Trusted by businesses across Nigeria.
Everything you need to build world-class payment experiences
Create recurring payment subscriptions via bank transfer with NIBSS integration
Get list of supported Nigerian banks with codes
Secure API authentication and authorization
Generate virtual accounts for payments
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API to initiate direct debit mandate for recurring payments.
https://api.3wc4life.com/api/v1/subscription/create
{
"account_number": "0113300874",
"bank_code": "058",
"bank_name": "GTB",
"amount": 150,
"request_ref": "27287y3y737hd7d7d788",
"repeat_frequency": "weekly",
"repeat_start": "2024-07-27",
"firstname": "Oluwatobi",
"surname": "Babalola",
"email": "oluwatobiloba1@gmail.com",
"mobile_no": "2348183221437",
"transaction_desc": "Weekly Airtime",
"partner_id": "2b1bbd9e-0e01-488a-a9fc-4c8abd943ac1"
}{
"status": true,
"message": "Kindly follow the instructions sent to you via SMS and Email to complete payment",
"data": {
"provider_response_code": "00",
"provider": "NIBSS",
"provider_response": {
"reference": "RC1544159/1557/0003171105",
"account_number": "9020025928",
"status": "PENDING",
"meta": {
"subscription_id": 524,
"existing_subscription": false,
"activation_url": "https://paywithaccount.link/9654e"
}
}
}
}Get list of supported Nigerian banks with their codes.
https://api.3wc4life.com/api/v1/bank/list
{
"status": true,
"message": "Bank List Retrieved",
"data": [
{
"id": 1,
"name": "Access Bank Nigeria Plc",
"bank_code": "044"
},
{
"id": 2,
"name": "Guaranty Trust Bank Plc",
"bank_code": "058"
}
]
}Check if the API is active and responsive.
https://api.3wc4life.com/api/v1/check
{
"message": "API is active",
"status": "true"
}Choose the plan that fits your business needs
Perfect for testing and small projects
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Sign up for a free account and get your API credentials instantly.
Select the APIs that match your use case - Direct Debit, Virtual Accounts, or both.
Use our comprehensive testing environment to validate your integration.
Switch to production and start processing real transactions.
See what our clients say about 3WC
"3WC's Direct Debit API transformed our subscription billing. We went from manual bank transfers to automated recurring payments in just 2 weeks."
"The integration was seamless and the documentation is excellent. Our customers love the smooth payment experience."
"3WC's APIs are reliable and their support team is responsive. Perfect for our e-commerce platform."
Join hundreds of Nigerian businesses using 3WC APIs
info@3wc4life.com
+234 703 319 5773
2A Itohan Avenue, Awolowo Way
Ikeja, Lagos, Nigeria
www.3wc4life.com